They are a ligit company but their practices can be shady! It works when you use it, for most people I've read, yes, as it has for you. But for those who don't use it if they bought into it, yes, absolutely their fault and they can't get their money back, and that they should know before going into it, obviously a waste of their money!

On the other hand, for those who want to get out of it, it becomes a nightmare! Although I canceled with them, spoke to them, faxed and mailed via certified mail a letter canceling, they still went into my bank account. They first tried to take out an amount that I hand't written a check for, my bank who was alerted, stopped them since I had a stop payment. Then the buggers went into my account two days later and charged me twice for separate amounts that they were not authorized to do. The bank didn't stop them because the amount of my stop payment wasn't what they took out. And although they had the stop payment order, the bank couldn't do anything because Pre-paid legal has my banking info! I have filed a claim against them and my bank is doing the claim for me but the money they took out isn't refunded yet. The bank is requesting them to refund my acount. I'm definitely going to file a complaint against them for sure! I've read about other people who have experienced this same experience once they cancel with them. That's very bad business practice and nothing they can tell me is going to convince me it's an error! Not when I took the steps to protect myself. If someone wants to do business and then change their mind, they should have no problem with canceling the transaction!

Unless you're going to have a single lawyer or a legal team on retainer, prepaid legal is unlikely to be much use even if you do face lots of legal issues (in which case you should probably consider shutting down the meth lab...Not that anyone's judging you!). You need to develop a relationship with your lawyer to get the most out of regular contact, and if you're going to be speaking to a different person every time what's the point?

I am very careful who has my banking info. I hate and repel any thought of anyone going into my account to take out of or even put money into automatically, for precisely what you have written here. This stuff happens alot.

I'm thinking you should cancel your bank account and set up another. I'd be too afraid that your account number now is in the wrong hands.

If I ever have anything come out of any of my accounts automatically it would be a charge card, not my bank account. I've done this before and never had a problem. If I did, I would just not pay the questionable charge and contact my CC company.

Too many hands in my checking account would make me nervous. Besides, what if they do a double take and take out an amount twice? If they do this on a charge card, not a problem, but with a checking account, you can have a mess of bounced checks and that would be a problem.

Right now I have World Vision taking out an amount automtically every month for the little girl I sponsor in another country on my credit card. I wouldn't even have them, a reputable company, taking anything out of my bank account.

in which case you should probably consider shutting down the meth lab...Not that anyone's judging you!).

Darn it!!

You need to develop a relationship with your lawyer to get the most out of regular contact, and if you're going to be speaking to a different person every time what's the point?

True about speaking to different people and all that!

I'm thinking you should cancel your bank account and set up another. I'd be too afraid that your account number now is in the wrong hands.

I've thought about doing that but I'm not going to inconvenience myself because of them! I have a good bank and the reps are always pretty helpful! If it comes to it though I will just have to do that!

Right now I have World Vision taking out an amount automtically every month for the little girl I sponsor in another country on my credit card. I wouldn't even have them, a reputable company, taking anything out of my bank account.

I actually have my vision insurance taken out on a monthly basis!! I really have no problem with ligit companies doing that. I am usually very careful, seriously careful and feel really stupid about all this but it's a learning experience!

That sucks Donna! This is a good alert though for anyone who is considering doing business with them.

You do have this option. If the topic or issue is within the same legal area. I have spoken to the same immigration lawyer on multiple times. I am sent to the same law firm (one out of Denver). It isn't like you call a national hotline and get random people.

Just for some clarification.

That sucks Donna! This is a good alert though for anyone who is considering doing business with them.

Yes it is! I've not gotten my refund yet either!

quote]You need to develop a relationship with your lawyer to get the most out of regular contact, and if you're going to be speaking to a different person every time what's the point?

You do have this option. If the topic or issue is within the same legal area. I have spoken to the same immigration lawyer on multiple times. I am sent to the same law firm (one out of Denver). It isn't like you call a national hotline and get random people. Just for some clarification.

Thx AD, I'm glad it worked out for you!

I'm not sure if I can help you but I would be willing to in any way.

Thx! I'm giving my bank a chance to recoup the money and fees back.