I read an article with the title on MSNBC' s The Red Tape Chronicles written by Bob Sullivan . Apparently there is quite a bit of sneakiness, scams in fact, going on whenever consumers order E-books or use their credit cards to pay for services from the Equifax Website. Their credit cards get charged with an innocuous fee of $4.95 or something similar. The charges are usually not above $10 according to the article. Equifax said that their website is safe! A lot of comfort that is...

Last year I wrote about the cost of Christmas Link , at that time the cost was only $18,920! Once again according to those same guys at the PNC Wealth Management, the Christmas Price Index is up once again by 3.1% and the increase is because of a couple of things: Gold trading at $840 per ounce! Since the federally mandated minimum wage increase, unskilled milkmaids now receive about $46.80 an hour! So "eight maids a milking" is quite costly these days! [of course they duly noted...

Before I forget, I'm going to link to one of my fav Website where you can go to get a heads up on discounts anywhere! Some of the deals are almost over so go quickly to see if it's something you might be interested in! Go to markdownmonkey.com, look at the links or go to the menus to look for what you want! You can also sign up to receive the newsletter which is a best bet! Link Happy shopping!

Liz Pulliam Watson offers up some good advice for those of us who wants to take it, about being frugal for Christmas, if there's such a thing! There are many who will go all out as they usually do, why, because it's Christmas of course! But there are things we can do and many ways we can hold off on going over our budget for the holidays! In an article entitled Have a tightwad's Christmas on msn.com/money, Ms. Watson suggested the following: First off to try something new! We...

I was reading the latest issue of Metropolis , the Architectural and Design magazine. On cover is a picture of a 152-story (floors) building in Dubai, 152 floors and they hadn't finished building it yet! This building is called the Burj and it will be the world's tallest building when it is completed! Two articles caught my eye in this month's issue, Notes - Educating the Next Wave, by Susan S. Szenany and Beyond the Spectacle by Stephen Zucks . Ms. Szenany's artic...

HAPPY BIRTHDAY CHAOS MANAGER THESE GREETINGS ARE FOR YOU ON THIS YOUR SPECIAL DAY ANOTHER YEAR IS HERE SO CELEBRATE YOUR DARLING KIDS WILL TREAT YOU LIKE A KING GET UP AND DO THE BIRTHDAY DANCE FOR GIGGLES ALL AROUND YOUR GORGEOUS WIFE MIGHT BAKE YOU A CAKE OR TAKE YOU ON THE TOWN ENJOY, ENJOY THE SPOILS THIS DAY FOR YOU AS JUST BEGUN! YOUR BIRTHDAY IS HERE AND IT IS TIME TO HAVE SOME FUN! FROM THE GANG AT JU! ...

Note to reader, these are observations, and my opinions. There are no finger pointing! Blogging is quite an interesting thing to do isn't it? We all do it and we are here because it is a past time we do enjoy. For some people, due to health issues or otherwise, blogging is sometimes the only interaction they might have with other folks on a daily basis. Anyone on a blog site get to know each other, their idiosyncrasies, style, likes, dislikes, etc., stuff happens, shit happens, ...

I was responding to Terpfan's article, Link , regarding his blogging style. The tail-end of my response was "many people wants to be read but they don't read anyone else", not with reference to him or anyone else directly for that matter, just an observation being a blogger for as long as I've been. While this wasn't what was being discussed on terp's blog, it's something I thought about while reading and responding to his. Although I don't visit other blog sites, as often as I do JU,...

Hey you guys out there, if you have a girlfriend, or wife, or sister, or other, you might have experienced PMS that blows the mind! You girls know what I'm talking about. The kind of feelings that makes you want to pull your fingernails against a chalk board out of frustration or just to annoy anyone that's pissing you off at that moment! You go through a world wind of emotional confusion that makes your other half wonder what did he do wrong? Can you feel me on that? There's s...

Have you ever had those moments when you have so much to say but you don't know how to say it? When you don't know if what you say would make a difference or just fall on 'deaf' ears or just be misunderstood? When you wonder just how true, real and/or honest some people are? When you wonder is this how this person really thinks/feels and everything else has been a put on for your benefit? When you wonder why sometimes the world is the way it is and you wonder if things will ev...

If you're going to blog, then freaking blog! Don't lead me to a freaking page with your work on some other site and then I can't get back to JoeUser because of some messed up spamming crap that I had to maneuver really quickly to get back! If you're going to blog and want someone interested in your work elsewhere, then freaking do a link, and have the courtesy to say something about it, that way the reader has a choice to open or not, not to be taken to your long list of writings elsew...

It really does when you think you're about to die. I thank God for that guardian angel who was with me this morning! I'm still trembling although it was hours ago. Those crazy fucking drivers out there on our roads who care nothing about human life! I called the police on his ass and I'll be looking out for him too! I'm calm, sorta, at least calmer than I was earlier, and I'm trying to get over the anger, I wanted to get out and bitch slap that person, but my daughter was with me and ...

Note to you who dislike useless drivel discussed in articles such as this....go read some politics! Now if you want a break from politics, read my drivel! __________________________________ I knew they did it, going pantyless, but who knew that it would be such a hot debate or such an avid attraction for many! I was browsing and came upon the following sites all showing of some form or the other, pictures of Britney Spears, Paris Hilton and Lindsay Lohan, with their body parts on disp...

I heard this on the television earlier and I realise how true that is! Our humanity is what makes us human! We are compassionate, loving, giving, kind. At the other end of the spectrum is that which makes us inhuman. So much so, that there are times we forget to be humane. It's happening to so many of us. We rush around going about our business, living our lives, as we should. But some of us are forgetting ourselves. I see it everyday, people rushing around, being careless with...